MindTap for Garman/Forgue's Personal Finance Tax Update, 13th Edition, is the digital learning solution that powers students from memorization to mastery. It gives you complete control of your course—to provide engaging content, to challenge every individual, and to build their confidence. Empower students to accelerate their progress with MindTap. MindTap: Powered by You. This enhanced edition with MindTap takes a practical, reader-focused approach to present personal financial management today. A structured, step-by-step presentation emphasizes how to save and invest, manage student loans, file taxes, decrease credit card debt and plan for a promising financial future. In addition, numerous updates reflect significant changes to the U.S. income tax system with the "Tax Cuts and Jobs Act" of 2018. MindTap gives you complete ownership of your content and learning experience. Customize the interactive syllabi, emphasize the most important topics, and add your own material or notes in the ebook.