Personal Financial Literacy | 3rd Edition

When students need to review chapter material, the supplemental Workbook provides a pen-and-paper method. Using objective questions and activities, students can prepare for classroom instruction or review for quizzes and tests. The Workbook also includes worksheets for the Unit Projects.

This activity-based simulation depicts a recent high school graduate finding out what it means to be on their own financially. The simulation allows students to experience the process of opening a checking account, renting an apartment, applying for credit, looking for a job, buying a car, shopping online, banking electronically, paying taxes, and more. Students complete parallel activities for themselves as they work through the simulation, completing budgets and creating filing systems for personal financial information.

Managing personal finances can be an interesting and challenging task. FAMILY FINANCIAL MANAGEMENT 8e is a hands-on, engaging money-management simulation that focuses on budgeting and financial planning for three family units: Tyra Burns, a single woman living on her own; Adam Warner, a single father raising a young son, Carson; and Celina and Jared Hoffman, a young married couple. As students work through the simulation, they will learn to write checks, reconcile bank statements, plan budgets, make rent and mortgage payments, use credit and debit cards, invest for retirement, and more! FAMILY FINANCIAL MANAGEMENT 8e simulation contains all of the following tools to create a realistic experience for students: Instructions and Forms Book contains vivid descriptions of real-life financial transactions and realistic financial documents including bills, receipts, tax forms, tickets, coupons, and applications Checkbook with Register has checks that the students use for check writing, bank deposit tickets, and a check register. Financial Record Book includes easy-to-use worksheet pages for recording financial transactions. File folder with tabbed dividers helps keep financial documents and forms organized. An optional Data CD with template files makes it easy to incorporate the use of commercial spreadsheet software in the financial-management process. It also contains files for 12 Special Topics readings, which are all correlated to JumpStart standards.